We started as two companies: PayFazz giving access to underserved micro businesses in Indonesia and as Xfers breaking the barriers to decentralised finance in Singapore. But we shared one vision: to accelerate financial access. Under this single-minded vision, we joined forces to strengthen our offerings and help millions more underserved businesses in Southeast Asia.
Through our experiences serving all types of business from micro businesses to enterprises, we've found a common problem that being a business owner of any size in Southeast Asia is tough. Incorporation is complicated, services are fragmented, hidden fees are everywhere and business owners spend too much time on paperwork. On top of that, high interest rates make it extremely difficulty to grow.
That’s why we’ve come together to change all that. We believe that all businesses deserve equal opportunity to build, run and grow - no matter their size. And we do so by making it easy to pay and receive, grow their capital, manage staff and get funding.
We believe that when businesses is enabled, the economy benefits - and we accelerate Southeast Asia's rise.